Considering purchasing a home? 

Navicore is offering FREE certified help for Illinois residents who are interested in purchasing a home. Call a certified counselor today for expert pre-purchase counseling, whether this is your first home or you're looking to move to a new home.

Pre-purchase housing counseling through Navicore Solutions helps homebuyers prepare to become home-owners through education and counseling that assists with making the best decisions for their home purchase to promote the achievement of sustainable homeownership and enhanced financial well-being.

Navicore Solutions is approved by the U.S. Department of Housing & Urban Development (HUD) to provide housing counseling services.  As a national nonprofit organization, we are committed to acting in the best interest of our clients and providing unbiased guidance to homeowners and consumers across the country.  Our certified housing counseling services enable consumers to make informed and reasonable decisions to achieve their housing goals.

This program is possible with the support of the Illinois Housing Development Authority and the Federal Home Loan Bank of Chicago.

Navicore Solutions is not a loan company. We do not loan/lend money.

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What to expect?

Are you ready to buy the house of your dreams? There’s more to purchasing your first home than saving a down payment and surfing the online realtor sites for the perfect place to call home.

As part of your counseling session, your counselor will explain the full costs of homeownership and help you create a budget that balances your new obligations. Your counselor will also highlight available resources that may be useful in meeting your financial needs.

Frequently Asked Questions

Navicore Solutions is approved by the U.S. Department of Housing and Urban Development (HUD) as a National Intermediary Housing Counseling agency providing pre-purchase, rental, default/foreclosure, and Home Equity Conversion Mortgage (Reverse Mortgage) counseling. All of our Housing Counselors are certified by the National Foundation for Credit Counseling (NFCC) the nation’s largest and longest-serving nonprofit financial counseling organization. If you are interested in speaking with a Housing Counselor, please call 1-732-724-9208.

Housing counseling services include: pre-purchase, default/foreclosure prevention, rental counseling, and Home Equity Conversion Mortgage (HECM)/Reverse Mortgage counseling. Each type of housing counseling is specific to your individual needs and is centered on providing a thorough individual analysis of your financial situation, detailed education and recommendations to make informed decisions. If you are interested in talking to a certified Housing Counselor, please call 1-732-724-9208.

Pre-purchase counseling is the link to sustainable homeownership. This type of counseling helps clients become educated on the process of planning for and buying a home. If you are interested in buying a home now or in the future, Navicore Solutions can help you through the process. The program consists of an online element called Make Your Move, and an individual counseling session with a HUD-Certified Housing Counselor. Consumers will receive a certificate upon completion of the program. The pre-purchase curriculum covers financial management, evaluating credit information, prequalifying & loan approval, financing options, shopping for a home, finalizing the loan, the closing process, maintaining the home, avoiding foreclosure and predatory lending practices. Successful completion of the program may be used to qualify for applicable homeowners’ assistance programs. Pre-purchase counseling is ideally performed before the purchase contract is signed. If you are interested in Pre-Purchase Counseling, please call 1-732-724-9208 to speak to a pre-purchase counselor.

Pre-purchase housing counseling is currently free for Illinois residents.   If you are interested in talking to a Housing Counselor, please call 1-732-724-9208.

I was feeling helpless and like I was in a hole that I couldn’t get out of. There is now a light at the end of the tunnel that I have been traveling down for too long. Navicore has given me a second chance and peace of mind. I appreciate the counselors at Navicore. They have helped and guided me to a brighter future.

Katelynn
Navicore Client

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